Bank of Sanctuary
The Bank Chambers:
The bank is accessable through either the Sanctuary computer system, for balance transfers and payments, or by using a portal.
On arrival at the bank, the customer finds himself in a stark white room, with a read couch and coffee table to his or her left, and a green throw rug and cussions to the left.
If none of the bank officers is avaliable, the customer has the option of standing, or taking a seat and waiting to be served by one of the four bank officers on duty.
When an officer is free, a doorway will open, and the officer will come and collect the next in line, unless an appointment was made. The banker will then take the customer through the doorway and into another room. This room will also be stark white, with a white table and a number of chairs to seat the number of customers seeking the interview. All seats appear custom designed for the size and body shape of the customer.
Business is conducted in a quiet and coureous manner by the Allenkari staff, and there is no negotiations. The will listen to business proposals and lending requests, ask a few discreet questions, then provide an answer straight away. Once business is complete, the customer is escorted bank to the portal via the waiting room.
The Services.
Cash Deposits & Withdrawls.
All deposits and withdrawls cost 1% of the total of the transaction. The exchange rates are heavily geared to the banks favor however, and only gold and gems receive a favorable trade.The actual exchange rate depends on a number of issues, but takes into consideration the demand for that kind of currenccy, and where in the Multiuniverse that currency can be exchanged. More popular currencies gain a more favorable exchange rate.
Common Rates/Deposits:
Rifts Earth:
CS Credits: 5 = 1 Sanctuary Credit (SC)
Universal Credit: 4 = 1 SC
Australian Dollars:10 = 1 SC
Common Rates/Withdrawls:
Rifts Earth:
1 SC = 4 CS Credits
1 SC = 3 Universal Credits
1 SC = 7 Australian Dollars
Transfers to other Sanctuary Accounts/Account Payments
All transfers to other accounts, and all payments made through the account, cost 1 credit. You buy a drink, 1 credit. You purchase a weapon, 1 credit. You rent a room or dimensional pocket dimension, 1 credit.
Cash/Credit Exchange Service
The Bank of Sanctuary is happy to exchange one form of currency for another. This is quite a handy service for traveller between dimensions. Currencies are exchanged to Sanctuary Credits, the exchanged back to the required currency, for a cost of 5% of the total value of the currency involved.
Example: A customer wishes to change 4000 Universal Credits for Australian Bush Dollars.
4000 UC = 1000SC - 50SC (5%) = 950SC
950SC = $6650 AUD
Lending Services.
The Bank of Sanctuary offers loans to known and reliable customers. Rates are based on risk, and range between 5 and 150% on terms of 1 hour to 100 years. Sometimes collateral is required as security against these loans.
Adventure Opportunities:
There are a number of possible adventure possibilities related to the Bank of Sanctuary. Here are just a few:
Debt Collection. A Customer has failed to meet the terms of their contract, and the Bank hires the party to retrieve their funds for them... for a fee of course!
An order has been put in for a particular currency, and the bank needs the ordered filled asap. The party could be commissioned to "aquire" said currency from a particularly nasty enviroment.
Conversley, the Bank has a huge amount of a particular currency that it wants to offload. The party may be hired as security for the banker making the exchamge, or if they are trustworthy, they may be commissioned to exchange the currency on the banks behalf.
Following on from the above, another group may have absconded with the Banks money, and the Bank wants it back! The party could then gain a mission to retrieve the money, and bring the thieves to "justice"...